每日评论0802 聯邦利率下降?

聯邦利率下降?

美國聯邦儲蓄銀行週三之董事會中仍然未能降息，不過主席鮑爾強烈暗示在九月份之会議中可能降息。

去年一年中之利息是過去二十年來最高的，大家怨聲載道,自從疫情以來大家都期盼中央銀行可以降息來促進經濟發展。

購買住宅是消費者最大之支出項目，為了避免高利率貨款，購屋者必須多繳首付款來減輕每月之負擔,這兩年來高利率已經嚴重影響了房地產市塲。

鮑爾主席堅持他不會因政治原因而降息，雖然在九月中旬召開之聯準會議中，將會首次降息,此舉對十一月份之大選將會對民主黨有利。

今天中央銀行面臨許多進退兩難之窘境，除非經濟停滯通膨下降才可能降低利率，如果要釋放利多激勵經濟上揚，才會對民主黨大選中有利。

我們大家拭目以待九月份之利率下降了。

Will The Interest Rate Be Falling?

The Federal Reserve still failed to cut the interest rate at a Wednesday meeting. But Chairman Powell strongly hinted that the interest rate could be cut at the September meeting.

Last year the interest rate was the highest in the past two decades and most everyone agreed. Since the epidemic, everyone hopes that the central bank can cut the rate to revitalize economic development.

Buying a house is the biggest expense for consumers. When trying to avoid the high interest rate, homebuyers need to make a larger down payment to reduce their monthly payments.

Chairman Powell insisted that he would not cut the interest rate for political reasons, although he would consider cutting the interest rate for the first time at the joint meeting in mid-September which would be of benefit to the Democratic Party in the election.
Today, the Federal Reserve is facing many dilemmas. Unless the economy is stagnant and inflation increases, it is possible to reduce interest rate. Let's wait and see if the interest rate falls in September.