社评 0928 学贷应全减免吗

学贷应全减免吗

根据国会预算办公室之估计， 拜登政总统颁布对学生贷款之减免计划 ，将要国家未来三十年支出四千亿美元。

白宫上週宣佈， 政府将对大学生二万元及收入在十二万五千元双人收入在二十五万元之学生贷款 ，可以全部免除债务。

全国有四千三百万学生对联邦政府负债l.6万亿， 拜登总统将為他们免除四千三百亿。

拜登总统是在部份民主党议员之压力下做出这项决定。

我们对於拜登之行动表示高度存疑， 尤其是美国在债台高筑，财政不佳之大环境下 ，是否有此必要 ，或者只是讨好选民之方法。

多年来，政府為照顾许多贫穷学生可以有进入大学之机会 ，因而伸出援手 ，贷款给数千万大学生 ，在他们毕业之后 ，多半都找到不错之职业 ，理应还债给政府这也是天经地义之事， 如今却不履约还钱，令人费思不解。

Why Should Student Loans Not Be Paid Back?

 According to the Congressional Budget Office, President Biden’s estimated plan to alleviate the burden of student debt could cost the United States some $400 billion over the next 30 years.

The report was published Monday, nearly a month after Biden announced executive actions to erase up to $20,000 of debt issued to Pell Grant recipients who are usually undergraduate students with exceptional needs, and $10,000 of debt issued to federal borrowers who earn less than $125.000 individually, or $250,000 for the household.

We have more than 43 million borrowers holding about $1.6 trillion in federal student loan debt of which $430 billion will be canceled under Biden’s plan.

We have doubts about why President Biden took this extreme action at a time when our nation is still facing serious financial problems.

Over the years, many students applied for government help so they could go to college and earn their degree and get a good job. It is also natural to pay off your debts to the government. If everybody depended on our government for free money, this would bankrupt our country.