社评0812 房贷利率再创新高

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房贷利率再创新高

截至昨天為止，全美房贷率增至百分之五以上，致使全国房地產价开始平稳，

三十年期贷款本週四平均是百分之五点二二，相较去年此时是百分之二点八七。

由于利率上升加上新房数量不够，导至房价比几个月前平稳了许多，但对一般购房者仍然因利息倍增而却步，其中也包括通货膨胀及物价上涨导致买者负担加重。

七月份在市场上的房价比以前减少了百分之十九，这个价格已经到达二O一七年之水平，对购屋者而言，是个好消息。

许多华亚裔家庭视住宅投资是首要大事，几乎九成家庭都拥有自己之住宅，我们奉劝新购房者，可以再观望一下，希望通货得到控制，利率会下降一些，否则再等到房价冷却后，再进㘯比较划算。

检察总长高谈搜索川普别墅

美国联邦检察长格兰週四指出，搜索前总统川普之行动是他亲自批示的，这次行动旨在追查川普在卸任后带走了许多政府之文件。

格兰不愿多谈正在侦办中仍搜索行动，共和党人士对此表示大為不满，希望对此搜索行动提出说明，一名曾参加元月六日攻佔国会大厦之暴徒今天上午曾経对位於俄亥俄州辛辛那提市的联邦调查局办公处进行袭击。

检察总长极力為联邦调查局人员之行动进行辩护，认為他们是保护非常尽责和爱国公务员。

前总统之住宅被搜索是件非常惊人之法律行动，川普认定是件政治追杀，而法界说是主持公平正义，如今我们正等待文件之真相大白了。

The Mortgage Rate Has Climbed Back Again

The national mortgage rate has climbed back to above 5% again this week, but the housing market is starting to stabilize.

The 30-year fixed treasury this week average is 5.22%. This is significantly higher than this time last year when it was 2.87%.

Although the rate continues to fluctuate, recent data suggests that the housing market is stabilizing. According to the latest July figures, the inflation rate has started to slow down, but still remains high.

The supply of housing remains fairly tight across most of the market. The price will continue to rise, but at a slower pace, for the rest of the summer. But some of the home price reductions reached 19% in July, closing in on level not seen since 2017. This is a welcome sign for those in the market who want to buy a house.

Many Asian families are saying their first priority is buying a house. According to a survey, more than 85% own their home today. We really suggest that they should wait for a while until the interest rate goes down and the inflation rate could be improved.

Attorney General Approved The Raid On Trump’s Mar-a-Lago

Attorney General Herrick Garland spoke about the FBI agents who raided former President Trump’s Mar-a-Lago residence in Florida.

Garland said that the government has filed a motion to unseal the warrant authorizing Monday’s search which Trump has sharply criticized as a partisan attack.

Garland said that he personally approved the unprecedented decision to seek such a warrant against the former president.

Republicans want transparency about the raiding on the former president’s property, as Trump’s supporters have cast the investigation as a partisan sham.

Garland said, “The men and women of the FBI are dedicated patriotic public servants. They protect the American people from violent crime, terrorism and other threats to their safety while safeguarding our civil rights.”

We all are waiting for the results of this raid and hope there will be more truth that will come out soon.